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Test Your Knowledge on Pension Freedoms

Pension freedoms have been all over the news recently and Patrick Waller recently wrote about them here.

If you’d like to test your knowledge or find out more, take our quiz below. Everyone who takes it is also eligible to receive a free copy of Patrick’s book: Life’s Too Short at this link.

Life’s Too Short: The Video


We recently reached a big milestone at the Financial Planning Partners Ltd – our 30th birthday.

A lot has changed since our entry into the financial world as a fledgling IFA firm. We’re now Chartered and have a dedicated in-house team delivering the gold standard in financial advice to our clients decade after decade.

FPP are specialists in making your money last, and delivering on the dream – be this to retire early, or buy that house abroad you’ve always wanted.

We’ve produced a corporate video interviewing some of our clients, telling their story and detailing our company philosophy. Watch it below.

Because life really is too short…

Professional Adviser Features the Financial Planning Partners

Our very own Patrick Waller was featured in Professional Adviser recently. The publication asked for his views on platforms – and you can read the piece in its entirety here.

Key Points

For many advisers platforms are a staple feature, allowing clients to observe their investments in one place. However, based on the cost of platforms Patrick doesn’t believe them to be the best use of client money.

The piece goes on to give an example with associated costs and question the acute benefit for the client.

Watch This Space

Watch out on Professional Adviser for more features by the company.

Follow us on LinkedIn and connect with Patrick on the platform.

Professional Adviser Feature - Patrick Waller prescottrhinehe56.blogspot.com .

Interest Rates Stay at Record Low

British PoundsThe BBC has released information today about UK interest rates – and they are to remain at their record low of 0.5%.

The BBC says:

“The decision by the Bank’s Monetary Policy Committee (MPC) comes more than six years after the record low was introduced. 

The half-dozen years of ultra-low interest rates have cut savings’ returns, while mortgage borrowers have benefited from lower repayments.

Ultra-low inflation, which turned negative in April at -0.1%, has put on hold expectations about the Bank raising rates in 2015.”

Read the full story here. Panama . Brinbestsappkepin

The Myth of Pound Cost Averaging

Below is an excerpt from FPP Director, Patrick Waller’s book: “Life’s Too Short Not To Do Crazy Stuff” about the myth of pound cost averaging. Click here to request a copy.


The Myth of Pound Cost Averaging

“This is an old chestnut that often appears in those money makeovers you see in the newspapers or the financial advice columns in the press, often by so-called experts. Sacrilege I hear you cry! Pound cost averaging; the saviour of the regular saver. Nope.


Pound cost averaging works, but only in a narrow range of circumstances. It is, in general, irrelevant – and here’s why.

Read the rest of this entry »

FPP’s Patrick Waller Featured in Professional Adviser

The IFA’s Election Wishlist

Professional Adviser magazine approached a number of financial firms – including FPP – asking about the government’s performance over the past four years along with other election-related questions.


Patrick listed his hopes for the new Prime Minister and his review of the coalition government in terms of financial performance.

Your can read the full story on Professional Adviser online.

  plan a route internet statistics . Ciego de avila

Probe Into Energy Companies Calls For More Clarity

The Competition and Markets Authority (CMA) is to launch a hotly-anticipated probe into the UK energy market with particular interest in highlighting the opacity of wholesale electricity. With a great deal of attention on the top energy companies and concerns from customers regarding rising prices, quality of service and scope for investment opportunities, the probe is set to be a welcome one.

Read the rest of this entry »

Massive Savings Surge and Expected Energy Profits

*These stories were taken from the BBC news website, and all figures quoted from this source.

Nisa Rule Change Prompts Saving Surge
In the financial news this week, savers have deposited more than £4.9billion in July after a £15,000 increase in Nisa savings and investments was mentioned in the yearly government Budget. Usually, a barrage of deposits is made in April, coinciding with the start of the new financial year, however many have waited until the new allowance comes into effect before starting their new savings.

Read the rest of this entry »

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Financial Planning Partners Ltd Registered Address: 19 Wellington Business Park Dukes Ride Crowthorne Berkshire RG45 6LS. Registered in England & Wales, No. 04555216. Neither Financial Planning Partners Ltd nor its representatives can be held responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this page. The Financial Conduct Authority does not regulate National Savings or some forms of mortgage, tax planning, taxation and trust advice, offshore investments or school fees planning. The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK.

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